2 of the Best Apps for College Student Budgeting

Budgeting Apps
December 11th, 2024 · Sophie Jackson

If you're a college student looking for budgeting apps, Cleo and Opportun deserve a spot on your phone. Cleo's AI-driven interface offers a fun and engaging way to manage your money, with a free basic plan perfect for tight budgets. It gives personalized insights and educational resources to boost financial literacy. Opportun automates savings effortlessly, setting aside small amounts starting at $5 while you go about your day. It offers a 30-day free trial and a user-friendly design to track progress. Both apps are highly rated, making them smart choices for effective budgeting. You might want to explore their features further!

Cleo: AI Financial Assistant

When it comes to managing a college budget, Cleo stands out with its AI-driven, humorous interface that makes financial management less intimidating.

Offering a free basic plan and a subscription option for advanced features at $9.99 per month, Cleo provides personalized insights and spending analysis to help you pinpoint savings opportunities.

With high ratings on both Apple and Google, Cleo's user-friendly design and gamified challenges make budgeting both effective and engaging.

Managing finances as a college student can be challenging, but Cleo, an AI-powered budgeting app, makes it feel less intimidating. It's one of the top budgeting apps for college students, offering practical help with money management. Cleo's chatbot interface guides you through tracking your spending and setting savings goals, essential for managing the expenses of attending school.

By emphasizing financial literacy, Cleo helps college students make informed personal finance decisions. Similar to the user-friendly interface of Walk Band, Cleo's design guarantees seamless navigation, making it accessible for users with varying levels of financial knowledge.

Cleo stands out by providing a free basic plan, which is great for students on a budget. If you want more personalized advice and financial insights, there's an option to upgrade for $9.99 per month. Users appreciate Cleo's engaging approach, as evidenced by its high ratings of 4.7/5 on Apple and 4.0/5 on Google.

The app's automatic savings suggestions and personalized spending reports make it easier to keep tabs on your finances and adjust your spending habits. Additionally, Cleo includes educational resources that enhance your understanding of financial concepts.

This combination of features makes Cleo a valuable budgeting app for college students working to achieve financial stability and literacy while managing school expenses.

Opportun: Automated Savings Tool

Opportun, which you might remember as Digit, is a handy automated savings app that tracks your spending to save small amounts daily.

For a $5 monthly subscription, you can try its features free for 30 days and see how well it fits your budgeting needs.

With high user ratings, an intuitive interface, and secure connection to your bank, Opportun makes it easy to set and achieve savings goals like textbooks or travel.

For those of us looking to save effortlessly, Opportun offers a practical solution with its automated savings tool. As college students, managing money can be challenging, but this app simplifies budgeting by analyzing our spending habits. It automatically saves small amounts, starting from as little as $5, without us needing to lift a finger. This feature guarantees we save money without disrupting our daily expenses, making it an ideal choice for a student's financial life.

Opportun, previously known as Digit, stands out with a user-friendly interface that helps track savings goals and provides insights into financial progress. The app's smart algorithms evaluate how much we can save without affecting our spending, promoting a stress-free approach to savings. This is vital for students who need to manage tight budgets and unpredictable expenses.

Rated 4.7/5 on Apple and 4.1/5 on Google, its popularity speaks volumes about its effectiveness. After a 30-day free trial, the subscription fee is just $5/month, which is quite affordable for the budgeting-conscious student.